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I'd been working on my business degree for about a year when I finally got to take a popular finance course. I went to the bookstore to buy the text and was shocked to find out that it would cost me $96. I asked how much it was worth if I sold it back at the end of the semester. 'You'll get $24,' said the clerk. 'This is insane,' I protested as I wrote out the check. 'I know,' replied the clerk sympathetically. 'I've always thought that a person who buys a book for $96 and then sells it back for $24 should fail the course.'

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